Being a successful student takes a lot of hard work.
Head off to school confidently with the right product and service solutions young adults like you need to be on the path toward reaching financial wellness.
Manage your day-to-day finances with an eLife Checking Account
A checking account is a necessity. From buying books to study-time snacks to laundry and toothpaste, you’ll need a debit card that can keep up with your busy schedule. That’s where eLife Checking comes in. The card benefits include:
Start building your credit with a HawaiiUSA VISA®
Learn how to use credit wisely with a Life Matters Cash Back VISA® Credit Card. Conveniently pay for your everyday spending while establishing good credit history that will help you in the years to come. Our VISA Credit Card offers:
- Low rates
- No annual fees
- Accepted worldwide
Apply for a HawaiiUSA Scholarship
Applicants must be a HawaiiUSA member for at least twelve (12) consecutive months prior to applying, have an account in good standing, and presently be a high school senior or attending an accredited institution of higher education.
Make the right loan choice with Student Choice
If your federal financial aid and/or scholarship doesn’t cover the entire cost of your post-secondary education, or if you don’t qualify for government-guaranteed financing through traditional financial aid, our Student Choice Loan is here to help you bridge the gap.
- Borrow up to $75,000 with rates as low as 6.00% APR 1
- One-time application process, even if you borrow multiple times during your college career
- Use funds for tuition, housing, textbooks, transportation and other school-related expenses
- No origination fees
- Long 25-year repayment period
- Flexible deferred payment program available
Stay on track with Alerts and Notifications
Being up-to-date with your accounts doesn't have to be a headache. Choose wisely and simplify your financial life by setting up alerts on your various bank accounts. Alerts provide an easy way to stay on top of your money while also keeping an eye out for fraudulent activity.
Manage your money anytime, anywhere with Mobile Banking
As a student, you are always on the move going from class to class. Mobile Banking is the fast, convenient, and secure way to access your accounts—anytime, anywhere. Once logged in, you can review account transactions, view account balances, mobile check deposits with your smart phone, transfer funds, and schedule payments.
Download the app today! 2
Get what you need
Being financially savvy isn’t just about just pinching your pennies. It’s a collection of wise choices on what to do with your hard-earned money — it’s determining what you need. Come join Cody and Crystal as they explore Hawaii and find out what wise choices they make when it comes to finding the food, fun, and adventure they need.
1 APR = Annual Percentage Rate. Subject to credit score and applicable during 5-year college attendance and may increase after consummation. Your interest rate is variable and may be adjusted quarterly on each January 1, April 1, July 1 and October 1 (Adjustment Date) based on the 1-month LIBOR index as published in the Wall Street Journal on the first business day of the month immediately prior to the Adjustment Date (e.g., December, March, June and September). Any increase in the index may increase the APR and the amount of your monthly payment.
2 Mobile Banking is free to all HawaiiUSA Online Banking members. An internet-enabled device is required to access the HawaiiUSA Mobile Banking App. You must be enrolled in HawaiiUSA Online Banking to access Mobile Banking. Enrollment in HawaiiUSA Online Banking Bill Pay is required to access any bill payment services on Mobile Banking. Standard messaging and data usage fees apply. Please contact your carrier for details. Your mobile device must be registered through the Mobile Banking Service enrollment process. iPhone®, iPad®, iPod touch®, and iPad mini™ are registered trademarks of Apple® Inc. App StoreSM is a service mark of Apple Inc. Android is a registered trademark of Google Inc. Trademarks and Service Marks are the property of their respective owners. Trademark owners have no affiliation with HawaiiUSA FCU, its products and services nor its website.