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Fast and easy loan approval process for teachers with the Signature Line of Credit

If you need a bit of help making ends meet this month, our Signature Line of Credit (LOC) may be right for you. Educators can receive up to $2,500 at 6.75% APR1 fast.

  • Teachers are not required to show proof of one year of employment. Must mention “Teacher Loan” in the description area of the loan application and present a valid Department of Education (DOE) Form 5*.
  • Funds can be used on classroom supplies, monthly bills, or even groceries.
  • Payment and interest are only calculated on what was spent, instead of the total value of the LOC. To avoid debt overload, use only what you need, when you need it, and stop when you don't.
  • Synced with your HawaiiUSA Online Banking dashboard, the Signature LOC is ready to be used as soon as the account is opened. 

Apply now

1Annual Percentage Rate. Rate as of 1/25/19. Offer subject to satisfactory credit review. Variable rate changes annually.
*HawaiiUSA terms and conditions apply. Must meet membership guidelines and/or lending guidelines.



Go further and stay ahead

Apply for the Professional Support Stipend

Getting back in the classroom to stay sharp? Whether you’re pursuing your next degree or seeking career enhancement opportunities within the DOE, you may be eligible to receive a reimbursement for approved coursework.


More than $141,000
awarded to DOE employees

Nearly 900 stipend recipients 

Over $14,000 donated to schools state-wide 


Learn more


Related links

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