Guaranteed Asset Protection, also known as GAP insurance, safeguards you from financial loss if your vehicle is damaged beyond repair or stolen and never recovered. Often in these instances, you owe more on your HawaiiUSA car loan than what you receive from your insurance payout. GAP bridges that potential gap. 

This coverage pays the difference between the Actual Cash Value (ACV) of your vehicle, which is determined by your insurance company, and the unpaid balance owed on your HawaiiUSA loan.